Empowering the future of fintech and lending.

180+

World-class employees

$17.6 Billion

SBA Funds distributed

#2 Fastest Growing

AZ employer (Q1 to Q2 2021)

Security First

Secure and Private. We’ve got you covered!

Globally Trusted

Don’t take our word for it. Check out our track record!

About EVRGRN

We give the best for you

EVRGRN Industries is centered around common-sense practices and principles taking into account today’s credit environments. EVRGRN’s products and services are drawn from the company’s 50+ years of experience in consumer and commercial lending, digital marketing, and enterprise business transformations. EVRGRN provides highly functional guidance to companies for both its possible software needs and development to help sharpen any roadmap or strategic plan. When it is time to take your technology and strategy to the next level, you will want to GO EVRGRN.

WHAT WE DO

Leading the way to better business in financial services

Our products and tools change the traditional underwriting process by creating seamless end-user experiences that deliver better efficiency while also delivering more effective outcomes.

Banks

Building for future

Lending Service Provider

Access to 3rd Party APIs

CDFI's

TPPP and ODFI services

WHO WE SERVE

We understand what you need

EVRGRN offers a comprehensive combination of solution sets that support client-centric models. We focus on providing partners with leading-edge technology without sacrificing frictionless loan servicing solutions.

Banks

Building for future

Lending Service Provider

Access to 3rd Party APIs

CDFI's

TPPP and ODFI services

Fintech Companies

Economies of Scale

Marketplaces

Strategic consulting

Indirect Lenders

Credit Decisioning

WHO WE ARE

We are builders, advisors, and educators

Our team is a group of talented people of diverse backgrounds  who are brought together by a common passion for building valuable solutions. They’re creative, friendly, and fun — and most of all, super awesome at what they do. Meaningful work brings joy to the workplace, but the team is truly what keeps everyone together.

Adam Spencer Founder & Managing Partner
Adam has a deeply rooted past of nearly 25 years of experience in Financial Services and Payments. Prior to creating EVRGRN, Adam enjoyed a rewarding and highly regarded path to success at both JP Morgan Chase, & BBVA.
Ed Cody Partner & Director of IT Security
Ed has 20+ Years in financial systems, engineering and implementation for Fortune 500s, the US Army and Air Force.
Aaron Slominski Partner & Director of Strategy
Aaron is a 20+ year proven leader who steers the firms projects and supports teams to broaden the company's global footprint.
Nour Khodi Senior Developer
Nour has 10+ years of Full-Stack Engineering with a deep understanding of algorithms and Computer Science fundamentals.
Shandi Shaw Dir. of Organizational Management
Shandi has a 20+ year diverse professional background in leadership, operations and project management. She leverages her insights and experiences as a small business owner to provide a balanced perspective.
Andrew Link Sr. Policy & Information Director
Andrew has a 20+ year diverse professional background in customer delivery that spans project management, data management, solution development, business process improvement and government compliance.
Jarred Spencer Sr. Project Manager
Jarred is a highly dedicated individual who manages implementing project scopes and technical services in the FinTech and SaaS ecosystems.
Zack King Project Manager
Zack supports both the executive team and clients to directly implement specific project scopes.
Case Studies

See how EVRGRN helps businesses succeed

LENDING AS A SERVICE (LAAS)

Lending $17 billion

EVRGRN was engaged as an LSP for a fin-tech company that was commissioned to provide ODFI services. Through the engagement, the client was able to disburse billions of dollars in funding through the CARES Act.

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EVRGRN Enables Disbursement of $17.6B through CARES Act

Challenge

A fin-tech company commissioned to provide ODFI services (ACH & Wire Transfers) for the disbursement of funds to business owners through the CARES Act.

Solution

Over the course of 4 months, EVRGRN established a remote team of over 150+ qualified individuals to perform eligibility & identity verification requirements to comply with KYC, BSA, AML, and OFAC lending requirements. EVRGRN was also able to integrate the Fin-tech into its seamless platform of products and vendors allowing the process to be fully automated to the applicants on behalf of the CDFI, and all of these efforts resulted in the Fin-Tech enabling the CDFIs while scaling together on EVRGRN’s platform to collectively be represented as the nation’s largest lender for the (2021).

Key Results

  • 150+ new hires
  • $17.6B of funds disbursed
  • 4-month timeline accomplished
  • 1.1M approved and Funded Loan Applications
DECISIONING ENGINE

Credit Card Engine

EVRGRN enabled a credit card company to reach their objective of building & deploying their consumer credit card that maximizes credit application approvals and consumer satisfaction while minimizing the risk of default.

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EVRGRN Deploys Decisioning Engine for Consumer Credit Card

Challenge

A credit card company’s objective was to build & deploy a consumer credit decision engine that maximizes credit application approvals and consumer satisfaction while minimizing the risk of default.

Solution

EVRGRN’s custom-built credit decision engine was offered as a customer-facing consumer credit card offering through its app. The score was built to maximize consumer satisfaction and loyalty as measured by EVRGRN’s Net Promoter Score. The service spans and gathers data through all customer service across the channels modern consumers prefer, including phone support and in-app secure messaging. This leads to more top-of-wallet adoption, longer customer lifetimes, and even lower charge-offs.

Key Results

  • 156k Pre-Approved Waitlist Clients
  • 19% increase in acceptance rates outside of traditional U/W methods
  • Waitlist and Expanded Acceptance Rates helped create a $150M Pre-Revenue valuation for the company
CLIENT NAME

Title of Study

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Client gains 30% more leads

Client

Challenge

Solution

Key Results

Category/Services

CLIENT NAME

Title of Study

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Learn More

Client gains 30% more leads

Client

Challenge

Solution

Key Results

Category/Services

PARTNERS

Surrounded by excellence

CONTACT US

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